We Beat All the Big Banks & Credit Unions

About Grand Avenue Realty & Lending

If you are purchasing or refinancing a home in Orange County, you need a competitive mortgage company on your side to connect you with the best rates and the lowest costs.

At Grand Avenue Reality & Lending, our goal is to get you quickly and affordably into your dream home. To make that happen, we offer a wide selection of loan products as well as some special cost-saving programs just for Orange County homebuyers.

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Work With One of Orange County’s Premier Lenders

Grand Avenue Realty & Lending is a large organization with over 250 independent agents and loan officers. We have been honored to receive Inc. 5000’s Fastest Growing Companies in America Award 4 years in a row in 2015, 2016, 2017, and 2018.

We have also been ranked by the Orange County Business Journal 3 years running as one of the fastest growing private companies in Orange County.

At the Grand Lending Team, we strive to offer the same personal, individualized service you would encounter at a small lender. At the same time, our loan experts are trained in the latest technology and are able to streamline the lending process to boost speed and efficiency. In this way, we bring you the best of both worlds.

Meet Nichole

The Grand Lending Team of Grand Avenue Realty & Lending was founded by Nichole VerBurg, who runs the team together with her husband, Brian VerBurg. Nichole and Brian have a combined 30+ years of experience in the loan and real estate industry.

Nichole’s mortgage industry experience dates back to 2001, when she entered the field as an Independent Mortgage loan processor. From there, she became a processing manager, and later, a loan officer. She went on to start her own branch of Dana Capital in 2005.

While Nichole was able to make a difference in the lives of numerous homebuyers over those initial years in the industry, she wanted to offer more personal service than was possible through a large, nationwide lender.

That was what led Nichole to found the Grand Lending Team. With her team, she has been able to provide customers with the lowest rates and costs possible and the widest selection of loan products. This is reflected in the Grand Lending Team motto, “We beat the big banks and credit unions.”

Our goal is to help our clients achieve the American Dream of home ownership while saving them money by providing the absolute best rates and lowest costs in the industry.

Why Choose Grand Avenue Realty & Lending?

Along with conventional and jumbo loans, we offer FHA and VA loans as well as reverse mortgages. Whatever your needs and financial situation, there is a loan which is right for you. During your consultation, we can help you figure out what you qualify for and assist you in selecting the loan program which will save you money now and in the future.

We offer the lowest rates and closing costs you are going to find anywhere in Orange County. We have done our homework and have shopped around to bring you the absolute lowest costs for title and escrow. Additionally, we charge no processing fees and no junk fees. We don’t even charge you a credit pull fee which is standard with most lenders.

When you take out a home loan through Grand Avenue Realty & Lending, it is backed by our special “Lender for Life” guarantee. If interest rates decrease in the future, we will refinance for you at no cost. We will pay ALL the closing costs including the appraisal. The lowest rates can always be yours, now and over the years ahead!

Investing in real estate? Through our unique Investor Program, you can apply without worrying about providing tax returns or income verification. This keeps the process simple and streamlined so you can close quickly on an investment property. As long as the property rents for more than the total PITIA (principal, interest, tax, insurance, and HOA if any) payment, you qualify without any income verification.

Prefer not to use a W-2 or tax returns to prove your income? Through our Bank Statement program, you can provide us with personal or business bank statements as a simple and flexible alternative. We offer 1 month, 12 month, and 24 month bank statement programs.

Through our OC Buyer Program, you can receive a credit up to $10,000 to cover all your closing costs and prepaid items.

We seek to educate our borrowers on all the loan options which are available to them. We will take our time to answer any questions you might have through the lending process. Our goal is for you to be well-informed and comfortable proceeding.

We work hard to find flexible, creative solutions whenever a borrower is presented with an obstacle. Through our decades of experience, we have learned all the tricks of the trade, and are ready to use them to help you move into your Orange County home quickly and affordably.

Let’s Get You Into Your Orange County Home

At Grand Avenue Realty & Lending, our priority is to build long-term relationships with our customers. Our low rates and costs beat all the big banks and credit unions. If you are ready to schedule your consultation, please give us a call today at (949) 202-5332. We look forward to becoming your Lender for Life!

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